# Receipt Book

> Invoicing, GST billing and receivables (payment collection) software for small businesses in India. Make invoices free without signing up, send them on WhatsApp with a UPI pay button, and track who owes you.

## Plans (monthly, INR)

- Free: ₹0 a month. 10 sends a month, unlimited documents and PDFs
- Send: ₹99 a month. 50 sends a month, your branding
- Get Paid: ₹199 a month. 300 sends, reminders, open tracking
- Business: ₹499 a month. Unlimited sends and your team
- Yearly billing: 2 months free.

## Features

- [Payment reminders](https://receiptbook.net/features/payment-reminders): Automatic payment reminders are messages sent to a customer about an unpaid invoice on a schedule. On Get Paid and Business, Receipt Book emails reminders 3 days before the due date, on the due date, and 7 and 14 days after it, each only once, and stops when the invoice is paid. You can also send a reminder on WhatsApp with one tap.
- [Team](https://receiptbook.net/features/team-billing): Multi-user billing software lets several people in a business create invoices under one account with their own login. On Receipt Book Business you can invite up to 5 people (you included), give them the Admin or Staff role, and add more places for ₹49 a month each.
- [Free GST invoice](https://receiptbook.net/features/gst-invoice): A GST invoice must show the supplier's GSTIN, invoice number and date, the customer's details (and GSTIN for B2B), HSN or SAC codes, taxable value, the tax rate and amount, and the place of supply. Receipt Book fills these in for you, uses CGST + SGST when the place of supply is your own state and IGST when it is another state, and lets you download the PDF free.
- [UPI invoice](https://receiptbook.net/features/upi-invoice): Receipt Book adds a UPI QR code to your invoices once you save your UPI ID in Settings. The QR carries your UPI ID, the exact amount and the invoice number, so customers scan it in any UPI app and pay without typing. When you share the invoice as a link, it opens with a Pay by UPI button, and the customer can tap "I've paid" and enter the UPI reference so you know who paid.

## Comparisons (as of Nov 2026)

- [Receipt Book vs myBillBook](https://receiptbook.net/compare/mybillbook): myBillBook is a GST billing app for Android, iOS, web and desktop with inventory, POS, e-invoicing and e-way bills, and WhatsApp or SMS payment reminders. Receipt Book is a browser app where you can make and download invoices free without signing up, add a Pay by UPI button, send automatic email reminders and see when the customer opens the invoice. It does not do inventory, e-invoicing or e-way bills.
- [Receipt Book vs Vyapar](https://receiptbook.net/compare/vyapar): Vyapar runs on Windows desktop and Android, works offline, prints a UPI QR on invoices, sends WhatsApp or SMS payment reminders and supports multiple users with roles. Receipt Book runs in any browser, lets you make and download invoices free without signing up, adds a Pay by UPI button to shared invoices, emails reminders automatically and shows when an invoice is opened. It needs internet and does not manage stock.
- [Receipt Book vs Zoho Invoice](https://receiptbook.net/compare/zoho-invoice): Zoho Invoice is free for Indian businesses, with usage limits shown on its pricing page. Customers can pay online by UPI, card or net banking through Zoho Payments or another gateway, and view invoices in a customer portal; reminders go by email. Receipt Book lets you make and download invoices without even signing up, puts a Pay by UPI button on shared invoices that pays straight into your bank account with no gateway, and offers paid plans for automatic reminders, open tracking and a full receivables system.

## Free tools (run in the browser, no signup)

- [GST calculator](https://receiptbook.net/tools/gst-calculator): To add GST, GST = price × rate ÷ 100. To find the GST inside a price that already includes it, GST = price × rate ÷ (100 + rate). A sale within your state splits the tax equally into CGST and SGST (or UTGST); a sale to another state is charged as IGST. Since 22 September 2025 the main rates are 5% and 18%, with 40% for a short list of luxury and sin goods.
- [MSME interest calculator](https://receiptbook.net/tools/msme-interest-calculator): Under Section 15 of the MSMED Act, 2006, a buyer must pay a micro or small supplier by the agreed date, which cannot be more than 45 days after the goods or services are accepted, or within 15 days if nothing was agreed in writing. Under Section 16, a late buyer owes compound interest with monthly rests at three times the bank rate notified by the RBI, from the day after the due date.
- [Invoice number generator](https://receiptbook.net/tools/invoice-number-generator): Rule 46(b) of the CGST Rules, 2017 says every tax invoice needs a consecutive serial number of at most 16 characters, made of letters, digits, hyphens (-) and slashes (/) only, unique for the financial year. You can run one series or several (for example one per branch), as long as no number repeats within the year.
- [TDS calculator](https://receiptbook.net/tools/tds-calculator): From 1 April 2026, TDS on payments to residents is under Section 393 of the Income Tax Act, 2025 (Sections 194C and 194J of the 1961 Act before that), with the same rates: 1% for contracts with an individual or HUF and 2% for others, 10% for professional fees and 2% for technical fees. TDS applies only above the yearly thresholds, is 20% when the payee has no valid PAN, and is worked out on the bill before GST when GST is shown separately.
- [Rent receipt generator](https://receiptbook.net/tools/rent-receipt-generator): A rent receipt shows the tenant's and landlord's names, the rent paid, the month it covers, the address of the rented home, how it was paid and the landlord's signature. Salaried employees on the old tax regime give these receipts to their employer to claim the HRA exemption. If the yearly rent is more than ₹1 lakh, the landlord's PAN is also needed.
- [MSME payment notice generator](https://receiptbook.net/tools/msme-payment-notice-generator): An MSME delayed payment notice tells a buyer that an invoice from a Udyam-registered micro or small enterprise is overdue under Section 15 of the MSMED Act, 2006 (payment within the agreed period, at most 45 days from acceptance, or 15 days with no written agreement), claims compound interest under Section 16 at three times the RBI bank rate, and gives a final date to pay before the supplier files a case on the MSME Samadhaan portal under Section 18.
- [GST late fee calculator](https://receiptbook.net/tools/gst-late-fee-calculator): A late GSTR-3B or GSTR-1 costs ₹50 a day (₹25 CGST + ₹25 SGST), or ₹20 a day for a nil return, capped at ₹500 for nil returns and at ₹2,000, ₹5,000 or ₹10,000 by turnover (up to ₹1.5 crore, up to ₹5 crore, above). Tax paid late also carries 18% a year interest under Section 50, from the day after the due date. A late GSTR-9 costs ₹50, ₹100 or ₹200 a day by turnover, capped at 0.04% or 0.5% of turnover.

## Document formats (fill online, free PDF, no signup)

- [Invoice format](https://receiptbook.net/formats/invoice-format): An invoice format is the layout of a bill you send a customer to ask for payment. It has your business name and address, the customer's name and address, an invoice number and date, a due date, a table of items with quantity, rate and amount, any tax, the total due and how to pay. If you are registered under GST, use the GST invoice format, which adds GSTINs, HSN/SAC codes and the CGST, SGST or IGST split.
- [GST invoice format](https://receiptbook.net/formats/gst-invoice-format): A GST invoice (tax invoice) must show the supplier's name, address and GSTIN; a consecutive invoice number of up to 16 characters, unique for the financial year; the date; the recipient's name, address and GSTIN if registered; HSN code for goods or SAC for services; description, quantity and value; the taxable value after discount; the GST rate and amount split as CGST and SGST/UTGST for a sale within the state or IGST for a sale to another state; the place of supply with the state name; whether tax is payable on reverse charge; and a signature.
- [Bill format](https://receiptbook.net/formats/bill-format): A bill format is the layout of the document you give a customer for a sale: your shop or business name and address, a bill number and date, the customer's name, the items with quantity, rate and amount, any discount or tax, and the total. In India "bill" and "invoice" mean the same thing in daily use; a GST-registered seller must use the tax invoice fields.
- [Quotation format](https://receiptbook.net/formats/quotation-format): A quotation (quote or estimate) is a price you offer before a sale. It shows your business details, the customer's name, a quotation number and date, how long the price is valid, the items or work with quantity, rate and amount, tax if any, the total and your terms such as delivery time and advance. A quotation is not a demand for payment and has no fixed legal format.
- [Proforma invoice format](https://receiptbook.net/formats/proforma-invoice-format): A proforma invoice is a preliminary bill sent before goods are delivered or work is done. It looks like an invoice, with the seller and buyer details, items, rates, tax and total, but it is marked "Proforma Invoice", has a validity date and is not a demand for payment in law. It is not a GST tax invoice, so the buyer cannot claim input tax credit on it; issue a tax invoice when the sale happens.
- [Receipt format](https://receiptbook.net/formats/receipt-format): A payment receipt confirms money you received. It shows your business name, a receipt number and date, who paid, the amount in figures (and words if you like), what it was for or which invoice it pays, the payment mode (cash, UPI, cheque, NEFT) with the reference number, and your signature. When a GST-registered business receives an advance, the law calls for a receipt voucher with the GST details.
- [Credit note format](https://receiptbook.net/formats/credit-note-format): A credit note is issued by a seller to reduce the value of an earlier invoice: for returned goods, a discount after the sale, or a price or tax charged too high. Under GST (Section 34 of the CGST Act) it must show the seller's name, address and GSTIN, a consecutive credit note number and date, the buyer's details, the original invoice number and date, the value and tax being reduced, and a signature. It must be issued by 30 November after the end of the financial year of the original sale, or before filing the annual return, whichever is earlier.
- [Purchase order format](https://receiptbook.net/formats/purchase-order-format): A purchase order (PO) is a document a buyer sends a vendor to order goods or services. It shows the buyer's name, address and GSTIN, the vendor's details, a PO number and date, the delivery date and address, the items with quantity, rate and amount, GST, the order total and terms such as payment and delivery. Once the vendor accepts it, it is a binding order; the vendor's tax invoice should quote the PO number.
- [Freelancer invoice format](https://receiptbook.net/formats/freelancer-invoice-format): A freelancer invoice shows your name and contact details, the client's name and address, an invoice number and date, a due date, the services with hours or milestones and the amount for each, the total, and how to pay you (UPI ID or bank details). If you're registered under GST, add your GSTIN, the SAC code for your service and GST at 18% for most professional services; if you aren't, don't charge GST.
- [Rent receipt format](https://receiptbook.net/formats/rent-receipt-format): A rent receipt shows the tenant's and landlord's names, the rent amount in figures and words, the month it covers, the date it was paid, the address of the rented property, the payment mode and the landlord's signature. For HRA, add the landlord's PAN when yearly rent is over ₹1 lakh, and a ₹1 revenue stamp on cash receipts over ₹5,000.
- [Cash receipt format](https://receiptbook.net/formats/cash-receipt-format): A cash receipt (money receipt) records cash you received. It shows your name or business, a receipt number and date, the payer's name, the amount in figures and in words, what it was for (or which invoice it pays) and your signature. A receipt for more than ₹5,000 usually carries a ₹1 revenue stamp. Businesses can't accept ₹2 lakh or more in cash from one person for one transaction (Income Tax Act).
- [Bill of supply format](https://receiptbook.net/formats/bill-of-supply-format): A bill of supply is issued instead of a tax invoice when no GST can be charged: by composition dealers, and for exempt goods or services. It shows the supplier's name, address and GSTIN, a serial number unique for the financial year, the date, the buyer's name, address and GSTIN if registered, HSN or SAC codes, a description and value of the goods or services, and a signature. Composition dealers must also print "composition taxable person, not eligible to collect tax on supplies".
- [Delivery challan format](https://receiptbook.net/formats/delivery-challan-format): A delivery challan goes with goods that move without a sale yet, such as job work, goods sent on approval, exhibitions or branch transfers. Rule 55 of the CGST Rules says it must show the date and a serial number, the supplier's and consignee's names, addresses and GSTINs, the HSN code, description, quantity and taxable value, the tax rate and amount when the movement is a taxable supply, the place of supply for inter-state movement, and a signature. Make it in triplicate.
- [Consultant invoice format](https://receiptbook.net/formats/consultant-invoice-format): A consultant's invoice shows your name or firm, PAN and GSTIN (if registered), the client's name, address and GSTIN, an invoice number and date, the engagement or period billed, the fee basis (retainer, hours × rate or milestone), the SAC code (usually under 9983 for professional and business services), GST at 18% if you're registered, the total and how to pay. Business clients usually deduct 10% TDS on professional fees, so show your PAN.
- [IT services invoice format](https://receiptbook.net/formats/it-services-invoice-format): An IT services invoice shows your business and GSTIN, the client's details, an invoice number and date, the project, milestone or period, line items such as development, support hours or hosting, the SAC code (usually under 9983, such as 998314 for IT design and development), GST at 18% for clients in India, and payment details. For clients abroad, exports of services can be invoiced without IGST under a Letter of Undertaking (LUT), with the invoice in foreign currency.
- [Contractor invoice format](https://receiptbook.net/formats/contractor-invoice-format): A contractor's invoice, often a running account (RA) bill, shows the work order or contract reference, the bill number and period, the items of work with quantity, unit and rate, work done to date and in this bill, deductions such as retention money and advance recovery, GST on the works contract (usually 18%, SAC under 9954), and the net amount payable. Business clients may also deduct TDS on contract payments.
- [Interior design invoice format](https://receiptbook.net/formats/interior-designer-invoice-format): An interior designer's invoice shows the project and site address, the stage billed (concept, design development, execution or handover), design fees separately from materials and labour, HSN codes for goods supplied and SAC codes for services, GST on each line at its own rate (design services are usually 18%), advances received and the balance due. Splitting lines this way avoids disputes and keeps each GST rate right.
- [Photographer invoice format](https://receiptbook.net/formats/photographer-invoice-format): A photographer's invoice shows your studio name and GSTIN (if registered), the client's name, the event or shoot and its date, the package or line items (shoot hours or days, editing, albums or prints, drone, travel), advance received, balance due and payment details. Photography services carry the SAC code for photography (under heading 9983) and 18% GST once you're registered; printed albums are goods with their own HSN code.
- [Tuition fee receipt format](https://receiptbook.net/formats/tuition-fee-receipt-format): A tuition fee receipt shows the tutor or coaching centre's name and contact, a receipt number and date, the student's and parent's names, the course, class or batch, the months or term covered, the amount paid and the payment mode. Private coaching and tuition is generally taxable at 18% once the provider is registered under GST, while education up to higher secondary by a recognised school is exempt.
- [Repair service invoice format](https://receiptbook.net/formats/repair-service-invoice-format): A repair invoice shows the job card or service request number, the item repaired (with model or serial number), labour charges with the SAC code for maintenance and repair services (under heading 9987), spare parts with their HSN codes and quantities, GST on each line at its own rate (repair labour is usually 18%), warranty on parts or work, and the total. Separating labour from parts keeps the GST right and builds trust.
- [Commercial rent invoice format](https://receiptbook.net/formats/commercial-rent-invoice-format): A commercial rent invoice shows the landlord's name and GSTIN, the tenant's name and GSTIN, the property address, the month billed, the rent and any maintenance or other charges, the SAC code for renting of non-residential property (under heading 9972), GST at 18% and the total. A GST-registered landlord charges GST; when an unregistered landlord rents commercial property to a registered tenant, the tenant pays GST under reverse charge.
- [Transport invoice format](https://receiptbook.net/formats/transport-invoice-format): A transport or freight bill from a goods transport agency (GTA) shows the consignment note (LR) number and date, consignor and consignee, origin and destination, vehicle number, goods description and weight, freight and other charges, and the GST position. A GTA charges 5% without input tax credit (often paid by a business recipient under reverse charge) or, if it opts for forward charge, 18% with credit. Write "GST payable by recipient under reverse charge" when that applies.
- [Medical store bill format](https://receiptbook.net/formats/medical-store-invoice-format): A pharmacy bill shows the store's name, drug licence number and GSTIN, a bill number and date, the patient's or doctor's name where needed, and for each medicine: name, manufacturer, batch number, expiry date, quantity, MRP, discount and amount. Most medicines carry HSN 3004 and 5% GST since 22 September 2025, with some life-saving drugs exempt. MRP includes GST, so show the tax inside the price.
- [Interior quotation format](https://receiptbook.net/formats/interior-quotation-format): An interior quotation lists the work room by room: each item (modular kitchen, wardrobe, false ceiling, painting) with size or area, material and brand (for example BWP plywood, laminate or acrylic finish), quantity, rate and amount. Add the design fee, GST (usually 18% for registered designers), what is excluded, the payment stages (booking, production, installation, handover), the timeline and how long the price is valid.
- [Construction quotation format](https://receiptbook.net/formats/construction-quotation-format): A construction quotation is set out like a bill of quantities (BOQ): each item of work (excavation, PCC, brickwork, plastering, flooring) with its unit (cum, sq ft, sq m, running m), quantity, rate and amount. Say whether rates include materials or are labour only, who supplies cement and steel, GST (most works contracts for businesses are 18%), the payment schedule, the time to complete and how long the rates hold.
- [Catering quotation format](https://receiptbook.net/formats/catering-quotation-format): A catering quotation shows the event, date, venue and expected guests, the menu (welcome drink, starters, main course, desserts), the per plate rate and the minimum guarantee, extra counters (live counters, chaat, ice cream), service staff, crockery and setup charges, GST, the advance to book and the terms for extra plates. Outdoor catering is usually taxed at 5% without input tax credit, with higher rates in some cases; check with your CA.
- [Event quotation format](https://receiptbook.net/formats/event-management-quotation-format): An event management quotation shows the event, date, venue and guest count, then each part as a line: decor and flowers, stage and backdrop, sound and lighting, LED screen, artists or anchor, photography, logistics and permissions, and your coordination or management fee. Add GST (event management services are usually 18% once registered), the advance to confirm, the cancellation terms and how long the quote is valid.
- [Website quotation format](https://receiptbook.net/formats/website-quotation-format): A website quotation lists the scope: number of pages, design, features (contact form, payment gateway, blog, admin panel, WhatsApp chat), content and SEO basics, then one-off and yearly costs such as domain, hosting, SSL and maintenance. Add the number of revisions included, the timeline, milestone payments (for example 50% advance, 30% on design approval, 20% on launch), GST at 18% if registered, and what costs extra.
- [Packers and movers quotation](https://receiptbook.net/formats/packers-movers-quotation-format): A packers and movers quotation shows the from and to addresses, moving date, the goods list or house size (1 BHK, 2 BHK), vehicle size, and each charge: packing material and labour, loading, transport, unloading and unpacking, car or bike transport, storage and transit insurance (usually a percentage of declared value). Add GST, the advance, how payment is made and the validity. Transport may be billed as a goods transport agency service (5% without input tax credit or 18% with it); check with your CA.
- [CCTV quotation format](https://receiptbook.net/formats/cctv-quotation-format): A CCTV quotation lists the equipment with brand and model: cameras (dome or bullet, resolution), DVR or NVR with channels, hard disk size, cable length, connectors, power supply and rack, with HSN codes, quantity, rate and GST. Add installation and configuration charges (including mobile viewing setup) as a service line, the warranty on each item, the timeline and the validity. Equipment and installation are usually 18% GST.
- [Painting quotation format](https://receiptbook.net/formats/painting-quotation-format): A painting quotation lists each area (rooms, ceilings, exterior walls, doors and grills) with its size in square feet, the paint brand and type (emulsion, enamel, texture), the surface work (scraping, putty, primer) and the number of coats, with a rate per sq ft and amount. Say whether the rate includes material or is labour only, add GST (usually 18% for registered contractors), the timeline, the advance and how long the rates hold.

## Referral programme

- [Refer and earn](https://receiptbook.net/refer): any Receipt Book user can share a link. They earn 20% of what each referred business pays (before GST) for 12 months, paid in cash to UPI or bank once ₹500 is available; the referred business gets its first paid month free.

## Frequently asked questions

- **Does Receipt Book have a referral programme?** Yes. Every account gets a link in Settings → Refer a friend. Businesses that sign up with it get their first paid month free, and you earn a share of what they pay, paid in cash to your UPI or bank. Details and current rates are on the Refer and earn page (/refer).
- **Do I need to sign up to make an invoice?** No. Open the editor, fill in the invoice and download the PDF without an account. Sign up free only when you want to save documents, keep customers or send invoices on WhatsApp and email.
- **Which documents can I make?** Thirteen types: invoice, bill of supply, quote or estimate, proforma invoice, sales order, credit note, receipt, delivery challan, packing slip, purchase order, work order, statement and timesheet. They all use the same editor.
- **Does it work on my phone?** Yes. Receipt Book runs in any phone browser and can be installed on your home screen like an app (Add to Home screen). No separate download is needed.
- **Can I add my logo and signature?** Yes. Upload your logo in Settings and it appears on every document. A paid plan removes the "Made with Receipt Book" footer and unlocks more designs.
- **Is the invoice GST compliant?** Yes. Add your GSTIN, the customer's GSTIN, HSN or SAC codes and the place of supply. Tax is split into CGST + SGST for sales in your state or IGST for other states, as the GST invoice rules require.
- **Can I make an invoice without GST?** Yes. If you are not registered, leave the GST fields empty and the invoice shows no tax.
- **Can I get GSTR-1 and GSTR-3B reports for my CA?** Yes, on Get Paid and Business plans. GST reports build every GSTR-1 table (B2B, B2C, exports, credit notes, HSN summary, documents issued) and the GSTR-3B summary from your invoices, monthly or quarterly. Download them in Excel or CSV, or as the GSTR-1 JSON your CA uploads to the GST portal. A sales register, customer-wise GST, year summary for GSTR-9, receivables ageing and checks before filing are included.
- **Is there anything for my CA or tax consultant?** Yes. Share your GST reports with your CA in one click on Get Paid and Business. They see every client who shares on a free CA Desk, ranked by filing readiness, with Notice Risk Radar (12 checks for patterns that trigger GST notices), a monthly A–F health card and the GSTR-1 JSON ready to upload. Access is read only and you can stop it at any time.
- **Does Receipt Book do e-invoicing (IRN) or e-way bills?** Not yet. Both are planned. Today Receipt Book makes regular tax invoices.
- **How does invoice numbering work?** Each document type has its own series (INV-, QT-, RCT-…) and the next number is filled in for you. You can change the prefix to start a new series each financial year.
- **Can I bill in dollars or another currency?** Yes. Choose the currency on the document; totals and the PDF use it.
- **How do I send an invoice on WhatsApp?** Tap Share, choose WhatsApp and pick the contact. Your customer gets a link to view and download the invoice, with a Pay by UPI button that opens GPay, PhonePe or Paytm.
- **Will I know when my customer opens the invoice?** On Get Paid and Business plans, yes: you see when the share link was viewed and when the email was opened.
- **Can Receipt Book remind customers to pay?** Yes. On Get Paid and Business plans, overdue invoices get polite payment reminders by email automatically. WhatsApp reminders are sent by you with one tap.
- **How much does Receipt Book cost?** Free is ₹0 with unlimited documents and PDFs and 10 sends a month. Send is ₹99 a month, Get Paid ₹199 a month and Business ₹499 a month. Yearly billing gives 2 months free.
- **Is there a free trial?** Yes. Every new account gets 14 days of the Business plan free, without a card. After that you stay on Free unless you choose a plan.
- **Can I cancel any time?** Yes, from Settings → Plan. You keep the plan until the end of the month you paid for, then move to Free. Your documents and customers stay.
- **Can my staff use the same account?** Yes, on the Business plan: invite up to 5 people as Admin or Staff. Staff see only their own documents. Extra places can be added.
- **Is my data safe?** Each business's data is kept separate, passwords are stored with Argon2id, all traffic is encrypted (HTTPS) and you can turn on two-step login with an authenticator app.
- **Can I download all my documents?** Yes. Export your documents list from the Documents screen at any time, and download any document as a PDF.
- **Can I delete my account?** Yes, from Settings. Deleting the account also cancels any paid plan straight away.

## Key pages

- [Business plan](https://receiptbook.net/business-plan)
- [All features](https://receiptbook.net/features)
- [Comparisons](https://receiptbook.net/compare)
- [Free resources](https://receiptbook.net/resources)
- [Free tools](https://receiptbook.net/tools)
- [Document formats](https://receiptbook.net/formats)
- [FAQ](https://receiptbook.net/faq)
- [Pricing](https://receiptbook.net/pricing)
- [Refer and earn](https://receiptbook.net/refer)