Comparison · as of Nov 2026
Receipt Book vs Zoho Invoice
Zoho Invoice is free for Indian businesses and links to the wider Zoho suite. Receipt Book is free to start too, and adds paid plans for collections. Here is the difference.
In short
Zoho Invoice is free for Indian businesses, with usage limits shown on its pricing page. Customers can pay online by UPI, card or net banking through Zoho Payments or another gateway, and view invoices in a customer portal; reminders go by email. Receipt Book lets you make and download invoices without even signing up, puts a Pay by UPI button on shared invoices that pays straight into your bank account with no gateway, and offers paid plans for automatic reminders, open tracking and a full receivables system.
Side by side
| Feature | Receipt Book | Zoho Invoice |
|---|---|---|
| Price | Free plan; paid plans ₹99, ₹199 or ₹499 a month | Free for Indian businesses, with usage limits |
| Taking payment | Pay by UPI button and QR straight to your bank, no gateway fee from us | UPI, cards and net banking through Zoho Payments, Razorpay, Paytm and other gateways |
| Payment reminders | Automatic emails before and after the due date (Get Paid and Business) | Automatic email reminders |
| Send any document on WhatsApp with its link and UPI button | Share an invoice on WhatsApp from the mobile app | |
| Customer self-service | Invoice and statement links; customer taps "I've paid" with a UPI reference | Customer portal to view and pay invoices |
| Connected suite | No: one app for invoices and collections | Part of Zoho; Zoho Books is a separate accounting product |
Zoho Invoice details are from its own website and help pages, checked Nov 2026 (sources below). Features and prices change, so check their site before you decide.
When Zoho Invoice is the better fit
- You want online card and net-banking payments through a gateway
- You already use other Zoho apps
- Free with Zoho's usage limits covers all you need
When Receipt Book is the better fit
- You want UPI payments straight to your bank without a gateway
- You want to make an invoice right now without signing up
- You need to chase payments with a team: follow-ups, cheques and statements
Also in Receipt Book
Frequently asked questions
Is Zoho Invoice free in India?
Zoho says Zoho Invoice is free for Indian businesses, with usage limits listed on its pricing page.
Why pay for Receipt Book if Zoho Invoice is free?
Receipt Book is free too for invoices and PDFs. The paid plans are for getting paid: automatic reminders, open tracking, team members and receivables tools like follow-ups, cheques and the MSME 45-day rule.
Do UPI payments in Receipt Book go through a gateway?
No. The Pay by UPI button opens the customer's UPI app with your UPI ID and the amount filled in, so money goes straight to your bank account.
Sources
Checked Nov 2026. Spotted something out of date? Tell us and we'll fix it.
- Zoho Invoice India pricing
- Zoho Invoice India home page
- Zoho Invoice: Accept online payments
- Zoho Invoice Help: Zoho Payments
- Zoho Invoice Help: Managing invoices (reminders, WhatsApp sharing)
Zoho Invoice is a trademark of its owner. Receipt Book is not affiliated with or endorsed by them.
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